/* ==========================================================================
   AZUR KREDIT — Design Tokens
   Palette: horizon d'azur — du bleu nuit profond au ciel clair
   Display: Fraunces (serif à caractère, chaleur + confiance)
   Body: Inter (lisibilité, ton "conseiller sérieux")
   Utility/Data: IBM Plex Mono (taux, montants, chiffres)
   ========================================================================== */

:root {
  /* Couleurs */
  --c-navy: #0B2E4E;        /* texte fort, header, footer */
  --c-azure: #1E6FBF;       /* bleu de marque principal */
  --c-azure-dark: #14548F;  /* hover / accent foncé */
  --c-sky: #6FB1E8;         /* bleu clair, accents, dégradés */
  --c-mist: #EAF3FB;        /* fonds de section clairs */
  --c-gold: #E2992E;        /* accent chaud, CTA, contrastes */
  --c-gold-dark: #C97E1A;
  --c-bg: #F7FAFD;          /* fond général */
  --c-ink: #1C2B38;         /* texte courant */
  --c-ink-soft: #4B5C6B;    /* texte secondaire */
  --c-line: #D7E4F0;        /* bordures, séparateurs */
  --c-white: #FFFFFF;

  /* Typo */
  --f-display: "Fraunces", Georgia, serif;
  --f-body: "Inter", -apple-system, Segoe UI, sans-serif;
  --f-mono: "IBM Plex Mono", monospace;

  /* Layout */
  --container: 1160px;
  --radius: 10px;
  --shadow-soft: 0 8px 24px rgba(11, 46, 78, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--f-body);
  color: var(--c-ink);
  background: var(--c-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: var(--f-display);
  color: var(--c-navy);
  line-height: 1.15;
  margin: 0 0 0.5em;
  font-weight: 600;
}

h1 { font-size: clamp(2.1rem, 4vw, 3.2rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); }
h3 { font-size: 1.3rem; }

p { margin: 0 0 1em; color: var(--c-ink-soft); }

a { color: var(--c-azure); text-decoration: none; }
a:hover { color: var(--c-azure-dark); }

img { max-width: 100%; display: block; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* Focus visible pour accessibilité clavier */
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
  outline: 3px solid var(--c-gold);
  outline-offset: 2px;
}

/* ==========================================================================
   Ligne d'horizon — élément signature récurrent
   Un dégradé navy → azure → sky, évoquant l'horizon d'azur,
   utilisé comme séparateur de section et sous les titres.
   ========================================================================== */
.horizon-line {
  height: 3px;
  width: 64px;
  background: linear-gradient(90deg, var(--c-navy), var(--c-azure), var(--c-sky));
  border-radius: 2px;
  margin: 0 0 20px;
}

.horizon-divider {
  height: 1px;
  width: 100%;
  background: linear-gradient(90deg, transparent, var(--c-azure) 50%, transparent);
  opacity: 0.25;
  margin: 0;
}

.eyebrow {
  font-family: var(--f-mono);
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--c-azure-dark);
  margin-bottom: 10px;
  display: inline-block;
}

/* ==========================================================================
   Header
   ========================================================================== */
.site-header {
  background: var(--c-white);
  border-bottom: 1px solid var(--c-line);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 16px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  font-family: var(--f-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--c-navy);
  display: flex;
  align-items: center;
  gap: 8px;
}
.logo span { color: var(--c-azure); }

.logo-mark {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--c-navy), var(--c-azure) 55%, var(--c-sky));
  flex: none;
}

nav.main-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

nav.main-nav ul {
  list-style: none;
  display: flex;
  gap: 26px;
  margin: 0;
  padding: 0;
}

nav.main-nav a {
  color: var(--c-navy);
  font-weight: 500;
  font-size: 0.96rem;
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
}
nav.main-nav a:hover,
nav.main-nav a.active {
  color: var(--c-azure);
  border-bottom-color: var(--c-azure);
}

.has-dropdown { position: relative; }
.dropdown {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--c-white);
  border: 1px solid var(--c-line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  min-width: 220px;
  padding: 8px;
  margin-top: 8px;
}
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown { display: block; }
.dropdown a {
  display: block;
  padding: 10px 12px;
  border-radius: 6px;
  border-bottom: none;
  color: var(--c-ink);
  font-weight: 400;
}
.dropdown a:hover { background: var(--c-mist); color: var(--c-azure-dark); }

.btn {
  display: inline-block;
  padding: 12px 24px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.btn:hover { transform: translateY(-1px); }

.btn-primary {
  background: var(--c-gold);
  color: var(--c-navy);
}
.btn-primary:hover { background: var(--c-gold-dark); color: var(--c-white); }

.btn-outline {
  background: transparent;
  border-color: var(--c-navy);
  color: var(--c-navy);
}
.btn-outline:hover { border-color: var(--c-azure); color: var(--c-azure); }

.btn-header { white-space: nowrap; }

.menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: var(--c-navy);
  cursor: pointer;
}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero {
  background: linear-gradient(180deg, var(--c-mist) 0%, var(--c-bg) 100%);
  padding: 72px 0 56px;
  position: relative;
  overflow: hidden;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}

.hero-copy .eyebrow { }
.hero-actions {
  display: flex;
  gap: 14px;
  margin-top: 28px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 40px;
  flex-wrap: wrap;
}
.hero-stats div strong {
  display: block;
  font-family: var(--f-mono);
  font-size: 1.6rem;
  color: var(--c-navy);
}
.hero-stats div span {
  font-size: 0.85rem;
  color: var(--c-ink-soft);
}

/* Emplacement image générique */
.img-placeholder {
  background: repeating-linear-gradient(
    135deg, var(--c-mist), var(--c-mist) 10px, #DCEBF7 10px, #DCEBF7 20px
  );
  border: 1px dashed var(--c-sky);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--c-azure-dark);
  font-family: var(--f-mono);
  font-size: 0.82rem;
  text-align: center;
  padding: 16px;
  min-height: 220px;
}
.img-placeholder.tall { min-height: 340px; }
.img-placeholder.square { aspect-ratio: 1/1; min-height: 0; }
.img-placeholder.wide { min-height: 160px; }

/* ==========================================================================
   Sections génériques
   ========================================================================== */
section { padding: 64px 0; }
.section-head {
  max-width: 640px;
  margin: 0 0 40px;
}
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

.bg-mist { background: var(--c-mist); }
.bg-navy { background: var(--c-navy); color: var(--c-white); }
.bg-navy h2, .bg-navy h3 { color: var(--c-white); }
.bg-navy p { color: #C7D9E8; }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}
.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.card {
  background: var(--c-white);
  border: 1px solid var(--c-line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-soft);
}
.card .step-number {
  font-family: var(--f-mono);
  color: var(--c-sky);
  font-size: 2rem;
  font-weight: 600;
  display: block;
  margin-bottom: 8px;
}

.icon-badge {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--c-mist);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--f-mono);
  color: var(--c-azure);
  margin-bottom: 16px;
}

.tag-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 16px 0;
}
.tag-list li {
  list-style: none;
  background: var(--c-mist);
  color: var(--c-navy);
  padding: 6px 14px;
  border-radius: 999px;
  font-size: 0.85rem;
}

/* ==========================================================================
   Simulateur
   ========================================================================== */
.simulator {
  background: var(--c-white);
  border: 1px solid var(--c-line);
  border-radius: 16px;
  box-shadow: var(--shadow-soft);
  padding: 36px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
}

.field { margin-bottom: 22px; }
.field label {
  display: flex;
  justify-content: space-between;
  font-weight: 600;
  color: var(--c-navy);
  margin-bottom: 8px;
  font-size: 0.92rem;
}
.field label .value {
  font-family: var(--f-mono);
  color: var(--c-azure);
}
.field input[type="range"] {
  width: 100%;
  accent-color: var(--c-azure);
}
.field input[type="number"],
.field input[type="text"],
.field input[type="email"],
.field input[type="tel"],
.field select,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--c-line);
  border-radius: 8px;
  font-family: var(--f-body);
  font-size: 1rem;
  background: var(--c-white);
  color: var(--c-ink);
}
.field textarea { resize: vertical; min-height: 120px; }

.simulator-result {
  background: var(--c-navy);
  color: var(--c-white);
  border-radius: 12px;
  padding: 32px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
}
.simulator-result .result-label {
  font-family: var(--f-mono);
  font-size: 0.8rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--c-sky);
}
.simulator-result .result-value {
  font-family: var(--f-display);
  font-size: 3rem;
  font-weight: 700;
  margin: 10px 0;
}
.simulator-result .result-sub {
  color: #C7D9E8;
  font-size: 0.9rem;
}
.result-breakdown {
  margin-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  font-family: var(--f-mono);
  font-size: 0.85rem;
}

.disclaimer {
  font-size: 0.8rem;
  color: var(--c-ink-soft);
  margin-top: 16px;
}

/* ==========================================================================
   Steps / Comment ça marche
   ========================================================================== */
.steps-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}

/* ==========================================================================
   FAQ Accordion
   ========================================================================== */
.faq-item {
  border-bottom: 1px solid var(--c-line);
}
.faq-question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 20px 0;
  font-family: var(--f-body);
  font-weight: 600;
  color: var(--c-navy);
  font-size: 1.05rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
}
.faq-question .icon { color: var(--c-azure); font-size: 1.3rem; transition: transform 0.2s ease; }
.faq-item.open .faq-question .icon { transform: rotate(45deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
}
.faq-item.open .faq-answer { max-height: 400px; }
.faq-answer p { padding-bottom: 20px; margin: 0; }

/* ==========================================================================
   Forms (contact)
   ========================================================================== */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.form-grid .full { grid-column: 1 / -1; }

.contact-info-card {
  background: var(--c-navy);
  color: var(--c-white);
  border-radius: 12px;
  padding: 32px;
}
.contact-info-card h3 { color: var(--c-white); }
.contact-info-card .horizon-line { background: linear-gradient(90deg, var(--c-sky), var(--c-gold)); }
.contact-info-card ul { list-style: none; padding: 0; margin: 20px 0 0; }
.contact-info-card li { margin-bottom: 14px; color: #C7D9E8; }
.contact-info-card strong { display: block; color: var(--c-white); font-family: var(--f-mono); font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 3px; }

/* ==========================================================================
   Legal pages
   ========================================================================== */
.legal-content h2 { margin-top: 1.6em; }
.legal-content h3 { margin-top: 1.2em; }
.legal-content ul { color: var(--c-ink-soft); }
.legal-nav {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  padding: 20px 0;
  border-bottom: 1px solid var(--c-line);
  margin-bottom: 40px;
}
.legal-nav a { font-size: 0.9rem; font-weight: 500; }

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer {
  background: var(--c-navy);
  color: #C7D9E8;
  padding: 64px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
}
.footer-grid h4 {
  color: var(--c-white);
  font-family: var(--f-body);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 18px;
}
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 10px; }
.footer-grid a { color: #C7D9E8; font-size: 0.92rem; }
.footer-grid a:hover { color: var(--c-white); }
.footer-logo {
  font-family: var(--f-display);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--c-white);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.82rem;
  color: #8FA9C0;
}
.footer-bottom a { color: #8FA9C0; }
.footer-bottom a:hover { color: var(--c-white); }
.social-icons { display: flex; gap: 14px; }
.social-icons a {
  width: 34px; height: 34px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--f-mono);
  font-size: 0.75rem;
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 900px) {
  .hero-inner, .grid-2, .simulator { grid-template-columns: 1fr; }
  .grid-3, .grid-4, .steps-row { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
  nav.main-nav ul, .btn-header { display: none; }
  .menu-toggle { display: block; }
  .header-inner.nav-open nav.main-nav {
    display: flex;
  }
  nav.main-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--c-white);
    border-bottom: 1px solid var(--c-line);
    flex-direction: column;
    align-items: flex-start;
    padding: 20px 24px;
    display: none;
    gap: 16px;
  }
  .header-inner.nav-open nav.main-nav { display: flex; }
  nav.main-nav ul { flex-direction: column; gap: 14px; width: 100%; }
  .dropdown { position: static; box-shadow: none; margin-top: 8px; display: block; border: none; padding-left: 12px; }
  .btn-header { display: inline-block; margin-top: 8px; }
  .grid-3, .grid-4, .steps-row, .form-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}